Blank February 2019 calendar

By   September 27, 2018

demand is considerably lower than before the crisis. Despite a slight increase in salaries, personal spending remains seven percent worse than in 2008, and investments lag behind at least 24 percent, according to the Croatian Chamber of Commerce. While Croatia is losing population due to mass emigration, entrepreneurs have less and less motives for new business ventures but also for the continuation of their work. Guste Santini, economist, warned in his blog on these days, pointing to the dramatic decline in new investments in the country. New investments are very important because they show what entrepreneurs expect in the future, whether they will be new employment, or massive emigration. Croatia has already lost almost 400,000 people in the past ten years. Santini warned that the investment of entrepreneurs became less than the investment in amortisation. For example, in the Blank February 2019 calendar, the companies set off 32 billion kuna for depreciation and 25.2 billion for investments.

 

Blank February 2019 calendar

Last year, depreciation was down 34.7 billion, while investments fell to 23.7 billion. When investments are lower than amortization, this means that the economy decreases its capacity. According to Santini, it can no longer be said that the Croatian economy stagnates, rather than collapsing. Prior to the crisis, every third entrepreneur in Croatia was an investor, and today only every tenth. In other words, statistics on the growth of the economy show that the outside is a starvation, and the inside is a sluggish one. The fact that Croatia is in bananas also shows Santini’s analysis of the decline in the profit rate and the efficiency of the economy.

2019 Blank February calendar Template

2019 Blank February calendar Template

Blank 2019 February calendar

Blank 2019 February calendar

Blank February 2019 calendar printable

Blank February 2019 calendar printable

 

Blank February calendar

Regardless of the fact that Croatian entrepreneurs have a positive financial result on the average, the problem is that there are too many losers among them. In the last decade, 30 to 40 percent of entrepreneurial losses are reported, which means that a third of the companies are mature for bankruptcy. If this is added to the fact that the profit margin in Croatia is considerably lower than in developed countries and that last year it fell further – probably due to the losses of Agrokor – it is obvious that our companies are very vulnerable to possible earthquakes. A low profit margin means that they do not have a large immunity against the financial and economic crisis.

Blank February calendar

Blank February calendar

Blank February calendar 2019 PDF

Blank February calendar 2019 PDF

Blank February 2019 calendar

Blank February 2019 calendar

 

According to Santini, the outbreak of the new crisis would trigger a bankruptcy chain and endanger more than a hundred thousand jobs. Our economy, he says, would not fall into recession, but into deep depression. Of course, these are not pleasant warnings, because today we are seeing the decay of Ulyaniku and Rijeka in Blank February 2019 calendar, “with the agonies of the Sisak refinery or the scurrying of Pruning Petrochemicals. Croatia can not rely on tourism, in spite of its beautiful results, as it does not allow for stable, secure earnings and employment sufficiently stable.

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